It could be that they simply don’t recollect doing it, didn’t understand what it was, or put it to one side to complete later.
Which brings me to the Pensions and Lifetime Savings Association’s big suggestions for, well, how can I say this – making the pension freedoms less free.
The average score globally was 59.7, and the Philippines was way off the mark at 43, which is lower than the 43.7 it obtained last year.
The transaction, which is subject to customary closing approvals, is expected to close before the end of the year.
Pension pots are a valuable form of income support for retired people. But the self-employed could be at risk, as many are failing to put enough away for later life, figures suggest.