It is only a matter of time before the qualifying age for State pensions is increased, a measure that will have no impact on public sector workers but one with profound implications for many private-sector workers.
EQi's research also found that just 4 per cent of pension holders review or switch their pensions at least once a year, noting that, by comparison, those surveyed were much more proactive when considering other financial products.
TPR said the number of compliance notices issued to automatic enrollment plan sponsors was up 17% to 15,420 in the third quarter from 13,185 in the second quarter.
Billy Burrows, retirement director at Better Retirement Group, urged people to try and find the time, warning it was difficult to make the right decision without support.
Adequacy is calculated on benefits, system design, savings, government support, home ownership and growth assets, with Netherlands achieving first place in this category with 81.5.